Kathyi@smokercpa.com Phone: 717-271-4900

Auto Insurance

Pennsylvania Auto Insurance

Possibilities are endless on the road. When the unexpected happens you want your family and possessions to be protected. Make sure you are correctly insured so you can have piece of mind on the road. We offer an array of insurances that will meet the standards for your lifestyle.

With having your fate sometimes in the hands of other drivers, accidents are never expected to happen. Because there are many types of coverage for automobiles we can sit with you and see what is most important to you. From a small dent to a full on accident, do not be caught off guard without the right coverage.

Types of Coverages:

  • Preferred and standard auto.
  • High risk auto.
  • Motorcycle.
  • Motor homes.
  • Camping trailers, travel trailers, utility trailers.
  • Recreational vehicles: all-terrain vehicles, trail bikes, golf carts, mini bikes, dune buggies, jet skis and wet bikes.
  • Antique, classic or special-interest cars.

 

Liability Coverage
Coverage to pay for bodily harm and damages to a person who you are legally responsible for payment.
Collision Coverage
After you collide with an object or another vehicle the repairs to fix your car are going to add up fast. Make sure you are covered accordingly with collision coverage.
Comprehensive Coverage
There are plenty of opportunities other than a collision with another vehicle that can cause extreme damage to your automobile. Comprehensive coverage can protect you from paying for the damages caused by: ice, hail, fire, wind, flood, theft, and even hitting an animal.
Personal Injury Protection
Pennsylvania is a state that has a “no-fault” coverage law. If an incident occurs and the fault of the accident is out on nobody the damages still have to be paid to repair your vehicle. This covers your expenses needed to get back on your feet again.
Uninsured/Under-insured Motorist Protection
Pennsylvania is a state that has a “no-fault” coverage law. If an incident occurs and the fault of the accident is out on nobody the damages still have to be paid to repair your vehicle. This covers your expenses needed to get back on your feet again.